Buyer Tip ~ How much to offer

You can save yourself a lot of time and aggravation by asking your real estate agent to have a heart-to-heart talk with the listing agent before you make an offer… particularly if you intend to offer significantly less than the list price.

If the seller is adamant about his price, and there are plenty of other similar listings on the market, devote your energies to a seller who is willing to sell at current market value.

Ideally, your offer price should not be above what you think the property is worth or what you can afford, but tempting enough to the seller that he can’t refuse to accept.

Ask your real estate agent to find out:

1. CMA sales, listings, time ~ How much have similar properties been selling for recently? Did they sell for more or less than the asking price? How long did it take them to sell?

2. Interest ~ How much attention is the listing is receiving? Are there other buyers who are serious about writing offers?

3. Time on market ~ How long has the listing been on the market? The longer a listing is on the market, the more likely the seller will be to consider an offer less-than-asking… especially if there are similar new listings coming on the market every week.

4. Motivation, mindset ~ Is the seller is motivated (that is, he really needs rather than just wants to sell)? How realistic is the seller about the current value of his home?

5. Negotiation ~ Don’t be afraid to negotiate, even if you’re not in competition. Some motivated sellers still can’t resist trying for a higher price. Several rounds of counteroffers back and forth could bring about a successful conclusion.

6. Property use ~ Evaluate investment property by the numbers – they work, or not, based on your personal finances and investment objectives. Aesthetics and lifestyle play a much bigger part when purchasing property for personal use - you might consider paying a little more for your ideal home.

7. Close or walk away ~ Close the deal if you are close to agreement and the property suits your needs. Walk away if you’re looking for a bargain and the seller won’t budge.

Source: Dian Hymer, Inman News

For help finding property and making offers, contact Barbara Chartier at 843-902-0204.